Sr Credit Portfolio Manager

Company: THIRD COAST BANK
Location: Humble
Posted on: February 17, 2026

Job Description:

Job Description Job Description Position Title: Senior Credit Portfolio Manager Line of Business: Credit Operations Services Home Department: Credit Portfolio & Relationship Management Reports To: Regional Credit Officer FLSA Status: Exempt Position Summary: Responsible for managing larger and most complex middle market and corporate credits. Ensures the portfolio achieves soundness, profitability, and growth objectives. Provides credit and sales support to Corporate Banking. Essential Duties & Responsibilities: Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Support Corporate Bankers in managing existing and developing new client relationships Assist Corporate Banking team in deal qualification assessment, due diligence, and loan structuring Understand complex transactions and related risk (credit, market, operations, legal/compliance, etc.) Lead the underwriting of complex deal structures through the credit approval process Partner with team in reviewing and negotiating loan documents and engaging counsel as needed Conduct portfolio reviews and continuous portfolio monitoring for assigned portfolio Provide training and coaching of portfolio managers and underwriters Coordinate with internal partners & internal discussions (credit discussions, screens, etc.) Special projects as needed Performs all other duties as assigned. Supervisory Responsibility: This position has no supervisory responsibilities. Job Type: This is a full-time exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm. Travel: No travel is expected for this position. Working Conditions & Physical Requirements: This position operates in a professional office environment. This position requires regular sitting, walking, standing, lifting (up to 50 pounds), reading, seeing (including color, peripheral vision, depth perception, and adjusted focus), speaking, hearing, listening, organizing, interpreting data and information, operating office equipment, typing using a computer keyboard and mouse, viewing a computer screen monitor, and use of a telephone. The working environment consists of an indoor and climate-controlled setting most of the time. Education, Experience & Other Qualifications: 10 Years of experience in Portfolio Management or similar position required Bachelor's degree in finance, business or related field preferred Ability to respond to common inquiries from internal clients, regulatory agencies, and employees Advanced knowledge of related state and federal banking compliance regulations, and other Bank operational policies Intermediate skills in computer terminal and personal computer operation, including use of word, excel, and office Advanced math skills Effective verbal, written and interpersonal communication skills Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations. Effective organizational and time management skills Core Knowledge, Skills, & Abilities: Analytical Thinking & Problem Solving – Works well under pressure and deadlines with complex issues. Applies analysis to data and compliance requirements, identifying trends, addressing potential risks, and providing actionable insights to support strategic initiatives. Attention to Detail – Maintains a high level of accuracy, ensuring all records, reports, and metrics are precise and compliant with regulatory standards. Risk Assessment & Management – Evaluates situations to assess risk, applying appropriate policies, procedures, and judgment to anticipate and mitigate potential issues in alignment with the bank’s risk tolerance and regulatory compliance requirements. Relationship Building, Collaboration & Communication – Works effectively with internal and external customers, across teams and departments, communicating information clearly and building partnerships to meet shared goals. Team Member Acknowledgement: My signature below acknowledges that I have received and read my job description, and that I understand the scope, essential job duties, knowledge, skills, and abilities, working environment and physical requirements that apply to my job. I further acknowledge that I can safely and effectively perform the essential job duties, with or without reasonable accommodation, and in accordance with the policies, procedures, expectations, and standards of the company.

Keywords: THIRD COAST BANK, Port Arthur , Sr Credit Portfolio Manager, Accounting, Auditing , Humble, Texas