Underwriting Specialist

Company: Redstone Payment Solutions
Location: Houston
Posted on: February 18, 2026

Job Description:

Job Description Job Description At Redstone Payment Solutions, we believe in the power of relationships, built on trust, honesty, and a commitment to delivering exceptional service. Since 1994, our family-owned business has been at the forefront of the payment processing industry, helping businesses grow by providing secure, cutting-edge solutions tailored to their needs. The Underwriting Analyst is responsible for collecting, analyzing, and entering merchant information to support sound business decisions regarding short-term funding. This role requires strong analytical ability, diligence, and collaboration across teams to ensure accurate decisions. Requirements Prescreening & Prequalification: Enter merchant application data accurately into internal systems Retrieve and evaluate credit information from multiple credit sources Review and analyze bank statements and credit reports Underwriting Analysis & Decision-Making: Assess all gathered information to determine business eligibility Identify whether sufficient information exists to make decisions Request additional documentation as needed Make and document decisions to properly status an application to pend, decline, or approve based on underwriting criteria Utilize the underwriting matrix and other company policies to guide decisions Exercise judgment using client data, credit bureau information, reference checks, and other third-party resources Collaboration & Communication: Partner effectively with the underwriting and risk teams: Identify and report any questionable business activities to the appropriate departments Collaborate with merchants, ISOs, sales representatives, and internal operations teams Application & Account Review: Conduct reference checks with outside vendors as required Perform quality assurance reviews post-transmission to ensure accuracy and completeness Additional Responsibilities: Provide secondary support by answering and directing incoming phone calls Deliver excellent customer service to both internal and external partners Perform other duties as assigned to support departmental and organizational objectives Qualifications: Associate or Bachelor’s degree, or equivalent combination of education and work experience Minimum of 3 years of experience in financial services, underwriting, or credit analysis Strong ability to interpret and analyze credit reports and financial data Exceptional diligence and accuracy in a demanding environment Proficient data entry and organizational skills with the ability to manage multiple priorities Elevated level of integrity and discretion when overseeing sensitive information Excellent problem-solving, analytical, and decision-making abilities Strong written and verbal communication skills Demonstrated initiative, ownership, and sense of urgency in achieving results Positive attitude with the ability to thrive in a dynamic environment Benefits Health and wellness: Medical, dental, and vision insurance: Comprehensive medical, dental, and vision insurance plans with options for your dependents. Mental health support: Access to mental health services and wellness programs. Financial security: Retirement plan: 401(k) retirement savings plan with a company match. Life insurance: Employer-paid life insurance policy. Disability insurance: Short-term and long-term disability insurance. Work-life balance and time off: Paid time off (PTO): Paid time off (PTO) plus paid sick leave and holidays.

Keywords: Redstone Payment Solutions, Port Arthur , Underwriting Specialist, Accounting, Auditing , Houston, Texas